Cash Conversion Cycle & Funding Gap Calculator

This calculator* gives you a simple picture of where cash may be getting tied up in your business. It looks at how quickly customers pay you, how long you have to pay suppliers and how much money is sitting in stock. From there, it helps estimate how much working capital you may need and where small changes could improve cash flow.

*The calculator is a guide only and does not replace professional financial advice

Cash Conversion Cycle & Funding Gap Calculator

Working capital diagnostic tool

Prepared for (customer name) Date

Step 1 — Customer financials

Enter the customer's financial figures.

Annual sales (revenue) Cost of goods sold (COGS) Inventory Accounts receivable Accounts payable

Step 2 — Cash conversion cycle

Days calculation (automatic)

Metric	Days
Days Inventory Outstanding (DIO)	0
Days Sales Outstanding (DSO)	0
Days Payable Outstanding (DPO)	0
Cash Conversion Cycle (CCC)	0

Step 3 — Funding gap

How much working capital the cycle requires

Annual turnover (revenue) used for funding calc Defaults to annual sales above — overwrite if different

Daily revenue	$0
Funding gap (working capital required)	$0
Position	—

Step 4 — Scenario: adjust payment terms

Model the impact of changing receivable / payable days. Edit the two fields below to see the new funding gap instantly.

Adjusted DSO (receivable days) Lower = customers pay faster = smaller gap Adjusted DPO (payable days) Higher = pay suppliers slower = smaller gap

Adjusted CCC	0
Adjusted funding gap	$0
Change vs. current funding gap	$0

Positive = reduction in funding needed

Note: This tool provides an indicative working capital estimate based on figures provided and is not financial advice.

Cash Conversion Cycle & Funding Gap Calculator